Maryland’s Workers’ Compensation Commission (MWCC) provides compensation to workers who suffer injuries on the job. The coverage only includes medical care and some wage benefits. However, the system rarely covers the extent of injuries and subsequent damages that Maryland workers often face after a workplace accident. In most cases, workers’ compensation is the sole remedy for Maryland workers who suffer injuries at work. The only exceptions include when the victim’s employer engaged in intentional or willful conduct.
While the law limits many victims, there may be additional avenues of relief. For instance, an injured worker may be able to file a lawsuit against a negligent third party that caused their accident. These claims are distinct from workers’ compensation and allow victims to go through the traditional civil court claims process. A third-party claim may be relevant in cases involving:
- Independent contractors;